IGUDIA, Patrick Ohunmah. A Qualitative Evaluation of the Factors Influencing the Adoption of Electronic Payment Systems (SMEs) by SMEs in Nigeria. European Scientific Journal, ESJ, [S. l.], v. 13, n. 31, p. 472, 2017. DOI: 10.19044/esj.2017.v13n31p472. Disponível em: https://test.eujournal.org/index.php/esj/article/view/10229. Acesso em: 16 apr. 2025.