Takele, Yitbarek, and Zeleke Sira. 2013. “ANALYSIS OF FACTORS INFLUENCING CUSTOMERS’ INTENTION TO THE ADOPTION OF E-BANKING SERVICE CHANNELS IN BAHIR DAR CITY: AN INTEGRATION OF TAM, TPB AND PR”. European Scientific Journal, ESJ 9 (13). https://doi.org/10.19044/esj.2013.v9n13p%p.