Verme PLH, Benavides RAV. VIRTUAL CURRENCIES, MICROPAYMENTS AND THE PAYMENTS SYSTEMS: A CHALLENGE TO FIAT MONEY AND MONETARY POLICY?. ESJ [Internet]. 2013 Jul. 9 [cited 2025 Apr. 19];9(19). Available from: https://test.eujournal.org/index.php/esj/article/view/1264